Wednesday, February 29, 2012

Should it Security Businesses Benefit To generate leads Services ...

Sonic List Builder

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Source: http://pro11.info/should-it-security-businesses-benefit-to-generate-leads-services/

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Tuesday, February 28, 2012

Monday, February 27, 2012

SwiftKey launches SDK for handset and device manufacturers

BlackBerry PlayBook

When BlackBerry PlayBook OS 2.0 was we released were a little surprised to find out that it was indeed making use of SwiftKey for it's new auto-correct functionality. The latest announcement from SwiftKey sheds light on the subject though, as they've now announced a new SDK for handset and device manufacturers.

Dr. Ben Medlock, CTO of SwiftKey explains: “As we are interacting with more devices, technology that accurately understands what a user is trying to say or do with their devices is vital. It only takes a cursory look at user groups to realize that typing is one of the biggest frustrations that people have on tablets and smartphones. The launch of our SDK will give OEMs access to better typing experience, with their own look and feel.”

The SwiftKey SDK is being made available to various platforms including iOS, QNX/BlackBerry 10, Windows and more. You can find the full press release from SwiftKey past the break for you all.

read more



Source: http://feedproxy.google.com/~r/androidcentral/~3/tDq4sVQcdrI/story01.htm

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NBA All-Star Saturday Wrap-Up

Haier Shooting Stars

Team Atlanta entered this year?s competition attempting to become the first repeat Haier Shooting Stars champion but suffered a major blow before All-Star weekend began as shooting guard Joe Johnson had to bow out due to injury.

Veteran guard Jerry Stackhouse filled in admirably for Johnson but Team Atlanta failed to advance the championship round.

So did the host squad ? Team Orlando.

Team New York and Team Texas went head-to-head for 2012 supremacy.

In the finals, Team New York took home the championship hardware after former New York Knick great Allan Houston drilled the halfcourt shot at the thirty-seven mark with plenty of time to spare.

?You just go out there and try and prepare and fortunately everyone hit their shots,? Houston said after leading Team New York to the title.

Taco Bell Skills Challenge

As usual the field of competition in the Taco Bell Skills Challenge was stiff with Rajon Rondo, Kyrie Irving, Deron Williams, Russell Westbrook, Tony Parker and John Wall all participating.

Golden State Warriors guard Stephen Curry, the 2011 Skills Challenge champion, pulled out due to injury.

In the first round, Williams and Parker were the only players to finish the course in less than thirty seconds. (Rondo finished sub 30 seconds in the tiebreaker). ?

Surprisingly before the event began Williams joked about being the slowest guy in the competition.

?I?m the slowest guy out here,? Williams told TNT in an interview. ?All of these guys are quicker than me.?

Wall and Rondo faced off in a special tiebreaker to determine who would advance to the title round after both finished with 32.8 seconds in their initial run.?

With the pressure on, Rondo emerged victorious going flawless throughout the course.

But in the end it was Parker who hoisted the trophy in his third appearance in the event.

Parker made only one bounce pass during his entire journey for the title. ??

Foot Locker Three-Point Contest

Last year Miami HEAT forward James Jones beat out the Hall of Fame bound Ray Allen and Paul Piece to etch his name into All-Star weekend lore.

In 2012, Jones roared to a first round best with 22 points, hitting his last seven shot attempts.

Jones was joined in the final round by Minnesota?s Kevin Love and Oklahoma City?s Kevin Durant.

Durant was able to find a little redemption after finishing dead last in the event last season by posting 20 points in the first round.

Love?s march to the final round saw him besting Miami HEAT guard Mario Chalmers in a tiebreaker after both posted 18 points in their initial run.

In the final round Jones got off to a horrendous start and wasn?t able to recover, while Love and Durant locked up and produced another tiebreaker to determine the 2012 champion.

Durant almost completed a worst to first redemption quest but missed four of his five money balls in the tiebreak round as Love celebrated and took home the championship crown.

Sprite Slam Dunk Contest

The Slam Dunk field of competition lacked the star power of years past with Derrick Williams, Chase Budinger, Jeremy Evans and Paul George vying for the throne.

All four were participating in their first dunk contest.

Another first for the event was the introduction of a single round format with each participant granted three dunks. ?The winner of this year?s event was chosen strictly by the fans.

Round One

Budinger started the show with a very strong and well played reference to the film ?White Men Can?t Jump? reprising Woody Harrelson?s famed role of Billy Hoyle by jumping over music mogul Sean ?P-Diddy? Combs in the painted area. Credit must be given to Combs for executing a near perfect alley to the leaping Budinger. ?

Next up was Evans who threw down a reverse dunk off of a self-lob intended to let the viewers at home see what he sees as he slams. Evans? attempt didn?t come off as planned.

George dunked over his Pacers teammate Roy Hibbert, who stands at 7?2, in the lane with a thunderous one hand slam.

Finishing up the first set of dunks was Williams who pulled off a windmill jam while jumping over a parked motorcycle in the paint.??

Round Two ?

Budinger started round off the second round with a similar dunk to Williams? first, minus the motorcycle.?

Evans found redemption, after an uninspiring first round, by dunking two basketballs after an alley from a seated Gordon Hayward, his Jazz teammate. This was hands down the dunk of the night.

In another show of creativity George had all of the lights in the arena turned off to reveal his glow in the dark Pacers uniform. George connected on a very solid 360 dunk which drew cheers from the crowd.

Williams also impressed on his second dunk attempt by rocking the rim on an off the side of backboard dish from T?Wolves teammate Ricky Rubio for a two handed 360 jam. This dunk was similar to the one 2011 champion Blake Griffin attempted, but couldn?t pull off. Credit to Williams for getting it done in style. ?

Round Three

Former dunk champion Cedric Ceballos came out to support Budinger on his third attempt, a blindfolded reverse two handed slam with the crowd instructing Budinger on when to ?jump? for the attempt since he was blindfolded. ?

Comedian Kevin Hart, playing a mailman, delivered a Karl Malone Utah Jazz jersey to Evans before his third attempt. Evans pulled the tribute dunk off, the Malone pose, just inside the paint over a standing Hart.

George paid tribute to the legendary Larry Bird by placing a sticker of the legend?s face on the backboard before throwing down a slam from the baseline.

Winner of the 2012 Sprite Slam Dunk Contest

After three million votes were cast by fans worldwide, the winner was Jeremy Evans with 29 percent of the vote. ?Evans became the first player in Jazz history to win the event.

Source: http://www.hoopsworld.com/nba-all-star-saturday-wrap-up?utm_source=rss&utm_medium=rss&utm_campaign=nba-all-star-saturday-wrap-up

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Sunday, February 26, 2012

makana8it: Wow just used my iPhone to watch a church service in riverside. Awesome. If u want a great Christian app get the Harvest app. Love it!

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Wow just used my iPhone to watch a church service in riverside. Awesome. If u want a great Christian app get the Harvest app. Love it! makana8it

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Source: http://twitter.com/makana8it/statuses/173826938304077824

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Vital issues you need to know regarding pay day loans | business ...

Basically, those who have a job and a checking account and it has his or her salary direct-deposited inside their checking account can qualify for a payday loan. Some pay day loan firms will even extend financial loans to people whom receive Interpersonal Stability, SSI, well being installments or monthly pension installments as long as they possess a checking account as well as their assessments are usually direct-deposited inside their checking account.

You try to a payday loan keep, imply to them your two latest salary statements, your latest bank affirmation and a bit of photo detection. (Some pay day loan firms will even ask to see a couple of pieces of postal mail to make sure that your handle.) You may fill out a shorter request that includes your once a week, regular monthly or biweekly income, individual contact information, career data and among two and a few personal references. A quick payday loan keep agent can make replicates of the papers and detection, type in your data inside their pc and, depending on your wages, let you know how much money you happen to be capable to be lent.

If you decide to get a payday loan, you?ll signal several varieties detailing the money sum, interest rate, your requirements and the business?s policy. You can even get some information from the california?s financial legislation office relating to your legal rights being a pay day loan debtor. Furthermore, you will end up necessary to signal any wage job that provides the actual pay day loan business the right to debit your checking account or take your income folks who wants pay off the actual payday loan.

Extremely undesirable issues may happen folks who wants pay off your pay day loan.Your pay day loan business can phone you frequently at home and at the job to help gather your financial situation them. Your pay day loan business will send anyone assortment correspondence. Your pay day loan business can statement repayment delinquencies or fails to credit reporting agencies. If these kind of assortment routines do not get you to definitely spend, they?re going to refer your case to your assortment organization or lawyer, they?re going to take your income and so they might even file a lawsuit versus anyone.

Prevent transforming into a replicate or regular payday loan buyer. Pay day loans are a financial useful resource of last measure which might be just to supply in a overall crisis if you have no other financial alternate options on hand. Do not turned into a continual pay day loan debtor.

This entry was posted in Financial. Bookmark the permalink.

Source: http://edari2009.com/vital-issues-you-need-to-know-regarding-pay-day-loans.html

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Saturday, February 25, 2012

Finding a place to live after losing your home

By Leonard Baron, Zillow

If you are in the unfortunate financial position where you are losing your home due to foreclosure or short sale, your credit score is probably going to take a pretty hard hit. In "normal times," this could make it really tough to rent your next place of residence. Luckily, these are not "normal times" and most landlords are understanding of renters' financial distress. (In fact, many landlords themselves may have experienced financial distress.)

Whether you believe it right now or not, better days are within reach. To prepare for those better days take steps now to minimize the damage to your credit, your rental prospects and your future.

Also, if you are in a position where bankruptcy seems like the only option, you need to discuss this with an attorney and follow his advice on how to handle everything. Nothing can supplement good legal advice.

How do you minimize the credit damage? First up, just because you are defaulting on your mortgage loan, don't default on other bills. You still need to pay your cell phone, cable TV, car loan, etc. while you are in the process of working out your housing issues. Each additional account that you default upon will further hurt your credit score, so keep up the payments if you can. When you go to rent another place to live, showing the landlord that you were responsible on your bills will go a long way towards proving you will pay rent to them.

Try to do a short sale before letting your house go into foreclosure, which will do less damage to your credit score. I've seen many people with minimal damage from selling their home through a short sale. A short sale will allow you to relinquish your debt in writing as well as get rid of uncertainty and stress. A good real estate agent or lawyer can also assist you to make sure the bank will be less likely to come after you for any deficiency in the short loan payoff. This depends on the state, the lender, etc., but negotiating a short sale should give you much better chances as opposed to just letting it go to foreclosure.

Banks are also very open to short sales these days and working with the bank should bring the best outcome to everyone. Your new landlord will also highly value the fact that you tried to mitigate damages by doing a short sale and taking care of your property during the process.

You may also want to go to a reputable non-profit credit counseling organization for assistance. Your local government can hopefully advise you on a good organization to work with. Watch out for scam companies and never pay anyone upfront for work they promise they will do. Tell the potential landlord how you are getting help on working on your finances too!

Lastly, don't ever get an eviction on your record. If the bank has foreclosed on your property, work with them for an orderly move out. It might be near impossible to explain to a potential new landlord why an eviction should be overlooked by them.

As you can see, the above items really comprise being as responsible and professional as possible in handling your bad situation. Landlords will value this behavior when you explain it to them.

Now you are ready to go out and look at properties to rent. To increase the chances that you will be approved for a rental, you need to sell your good qualities. If you have a stable job that is going to be a good help but if your employment situation is not great, hopefully you have some savings to back you up. You may also need some credit enhancement, like a guarantee from a relative.

Regardless, you should be 100 percent truthful with a potential landlord from the get-go. Landlords are real people too and value potential tenants who are straightforward and truthful. And the landlord is most likely going to pull a credit report and find out your situation anyways, so if you've lied they'll probably reject you.

Fill out the rental application fully in all fields in a clean, easy to read, and truthful manner. Explain your situation and how you only defaulted on your house but not any other responsibilities. Tell them how you handled it maturely and left the house in fair condition. Provide the landlord clear evidence that you will take care of their property as well. Doing these things will give you the best chances that you will be approved for the rental.

Renting after losing your house is much easier these days than in the past. Being professional and responsible, in all aspects of what undoubtedly will be a painful and uncomfortable process, should allow you to rent a place to live and hopefully start to rebuild your creditworthiness.

Leonard Baron, MBA, CPA, is a San Diego State University lecturer, a Zillow Blogger, the author of several books including "Real Estate Ownership, Investment and Due Diligence 101 ? A Smarter Way to Buy Real Estate", and loves kicking the tires of a good piece of dirt! See more at ProfessorBaron.com. The views and opinions expressed in this article are those of the author and do not necessarily reflect the opinion or position of Zillow.

More from Zillow:

Your credit report is an most important asset???
Five things to do if you're facing foreclosure??
Insider's guide to success with a short sale

Source: http://bottomline.msnbc.msn.com/_news/2012/02/24/10488698-finding-a-place-to-live-after-losing-your-home

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Company claiming iPad trademark sues Apple in US

Customers look at Apple products at an Apple Store in Shanghai, China, Friday Feb. 24, 2012. Proview Electronics Co., a unit of Proview International Holdings, which claims it owns the iPad name, filed a lawsuit against Apple's use of the trademark in mainland China at the Santa Clara Superior Court on Feb. 17, Proview spokeswoman Alice Wang said Friday. (AP Photo/Eugene Hoshiko)

Customers look at Apple products at an Apple Store in Shanghai, China, Friday Feb. 24, 2012. Proview Electronics Co., a unit of Proview International Holdings, which claims it owns the iPad name, filed a lawsuit against Apple's use of the trademark in mainland China at the Santa Clara Superior Court on Feb. 17, Proview spokeswoman Alice Wang said Friday. (AP Photo/Eugene Hoshiko)

(AP) ? Apple Inc. is facing yet another challenge to its use of the iPad trademark in China ? this time in a court in California.

Proview Electronics Co., a unit of Proview International Holdings, which claims it owns the iPad name, filed a lawsuit against Apple's use of the trademark in mainland China at the Santa Clara Superior Court on Feb. 17, Proview spokeswoman Alice Wang said Friday.

An attempt by Proview to win an injunction to stop Apple from selling iPads in Shanghai was foiled this week when a court there rejected the case pending the resolution of a similar lawsuit in a higher court in China.

Apple had no immediate comment on the California lawsuit.

The companies are feuding over whether Proview sold the mainland Chinese rights to the iPad trademark to Apple in a 2009 deal.

Proview claims the sale of the iPad China trademark to a company representing Apple by its Taiwan affiliate in 2009 was invalid. Proview has not challenged the sale of other worldwide rights to the iPad trademark to Apple in the 35,000 British pound ($55,000) deal.

Apple contends that Proview included the mainland Chinese trademark in the sale and says it violated that contract by failing to transfer the trademark rights to Apple.

Proview's lawyers have indicated their company is open to settling its claim to the trademark. In the meantime, the two sides have engaged in legal skirmishes in Hong Kong and in southern China's Guangdong province, where Proview's main office is based.

There, lower courts have sided with Proview in two cases. The Guangdong High Court is due to hear Apple's appeal of the first decision on Feb. 29.

Proview International Holdings was once one of the world's leading makers of computer monitors, with sales in 50 countries and more than 7,000 employees in factories in Taiwan and China.

But the company's main focus on manufacturing cathode-ray tube displays ? the boxy monitors that have since been replaced by LCD screens ? appears to have hurt its performance.

The company's website now says it makes LCD displays, LCD televisions and LED lights. But Proview is deep in debt and faces its shares being removed from the Hong Kong Stock Exchange.

The company developed what it said was an "iFamily" range of products, including iTV, iWeb and iPAD. It launched its iPAD in 2000, but unlike Apple's 2010 tablet computer, Proview's earlier version failed to hit the market sweet spot that might have made it a hit.

Proview has sought to have commercial authorities in many Chinese cities stop sales of Apple's iPad. In suspending the case being heard in Shanghai, Pudong District Court rejected a demand for an injunction to stop iPad sales in Shanghai, where Apple has three big stores.

___

Researcher Fu Ting contributed to this report.

___

Follow Elaine Kurtenbach on Twitter: http://twitter.com/ekurtenbachsh

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/495d344a0d10421e9baa8ee77029cfbd/Article_2012-02-24-AS-China-iPad-Dispute/id-5597f19541ba499db695bf92622667b7

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Friday, February 24, 2012

Passport to Texas ? Blog Archive ? Recreation: Rock Climbing


This is Passport to Texas

Brad Bell doesn?t think twice when you ask him why anyone would climb a rock.

04?Why would someone wanna?Because it?s there (laugh)?

The Austin resident teaches the sport of rock climbing. He says although you don?t need rock-hard abs to climb ? before you attempt this sport ? a little weight training may be in order first?

13?Upper body strength is good and leg strength is even more of a plus. (Nat sound) ?There ya go?push your hand and then move your hand up to the next one?there ya go (screams) pull on up?good!

And even though rock climbing offers climbers a feeling or solitude, it?s critical ? whether you?re a novice or a seasoned climber ? never go alone.

12?You should always have team partners? because you have to have a partner to help you belay and help you repel down and basically it?s a team effort all the way up.

Four Texas state parks offer rock climbing: Enchanted Rock, north of Fredericksburg, Hueco Tanks, just north of El Paso, Caprock Canyons southeast of Amarillo and Lake Mineral Wells.

When you log onto the Texas Parks and wildlife Web site, you?ll find more information about ways to enjoy the great Texas outdoors.

That?s our show for today?for Texas Parks and Wildlife, I?m Cecilia Nasti.

Source: http://passporttotexas.org/recreation-rock-climbing/

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Thursday, February 23, 2012

Student loans are a ticking 'debt bomb'

It?s a vicious cycle. Many families in this country cannot afford the skyrocketing cost of higher education without student loans. But many graduates cannot find a job and cannot pay off the loans. As a result, they wind up in a much deeper hole (as the interest and collection fees accrue) with no way out.?

Student loan debt in the U.S. now totals more than $1 trillion. That?s more than all the outstanding credit card debt in the country.

A recent report by the National Association of Consumer Bankruptcy Attorneys found that both students and parents are borrowing at record rates.?

College seniors who graduated with student loans in 2010 owed an average of $25,250, up five percent from the previous year. Parents had an average of $34,000 in student loans for their children. The report says the number of these parental loans has jumped 75 percent since 2005-2006.?


?These are enormous numbers,? says Ike Shulman, a bankruptcy attorney in San Jose, Calif.? ?They?re basically setting us up for having a large number of fellow citizens become economically non-functional for the rest of their adult lives.??

Growing numbers of people are being crushed by this debt -- unable to pay and unable to get relief. A recent nationwide survey of bankruptcy attorneys by NACBA found that most (81 percent) had seen a spike in the number of people with student loan debt looking for help. But in most cases, there is nothing a lawyer can do.?

Current law makes it almost impossible to discharge student loan debt through bankruptcy. And unlike other unsecured debt, there is no statute of limitations on student loans. Lenders can pursue borrowers to the grave.?

?It?s not fair and it needs to be corrected,? says NACBA president William Brewer. ?It is a debt bomb that could cripple our society.??

The association?s report says the country faces a serious economic threat from this growing mountain of student debt, one that could be every bit as devastating as the mortgage meltdown.?

?This will be a drag on the economy for the foreseeable future,? warns John Roa, an attorney with the National Consumer Law Center and NACBA?s vice president.?

It?s a problem for students and parents who co-signed loans
Dave Ingham, a disabled Vietnam veteran who lives in Minneapolis, fears he could lose his savings and his house because he co-signed student loans -- now in default -- for his son. Ingham is being sued by collectors.?

His son Shannon has been unable to find work since October 2009. He?s now been diagnosed with acute anxiety disorder and depression. He?s still looking for work, but his father says the loan defaults keep him from getting hired.?

?It seems that whenever he comes close to a job interview, they run a credit check, see his loan defaults and the interview does not proceed,? Ingham said at a recent telephone news conference arranged by NACBA.??

Can something be done?
With student loans backed by the federal government, someone in trouble can try to get the payments deferred or modified. There are even loan forgiveness programs.? With private loans, it?s pay or end up in default.?

The National Association of Consumer Bankruptcy Attorneys wants a ?safety net? under student loans, just as there is for other consumer lending.?

If you start a business that fails, they point out, you can file for bankruptcy and go on with your life. But college students -- or their parents -- don?t have the same protection.?

?We need to make some common sense reforms, something like creating an escape valve to relieve some of the pressure before the whole thing blows sky high,? says NACBA vice president John Roa. ?There?s no way to diffuse this bomb if the status quo remains the same.??

NACBA wants Congress to roll back the bankruptcy code to 1978, when borrowers who couldn?t pay off their student loans (private or government-guaranteed) could discharge that debt in bankruptcy.?

Rep. Steve Cohen, (D-Tennessee), has introduced a bill, H.R. 2028: Private Student Loan Bankruptcy Fairness Act, which would treat private student loan debt the same as other consumer debt.?

Congressman Cohen says his bill would ?restore fair treatment to Americans in severe financial distress? and give ?an honest but unfortunate debtor a chance for a financial fresh start.??

The bill is supported by the American Association of Community Colleges, the American Association of State Colleges and Universities, the American Council on Education and the American Federation of Teachers, as well as various consumer groups.?There is currently no formal opposition.

The idea of making it easier to discharge student loan debt via bankruptcy will not sit well with those who backed bankruptcy reforms passed in 2005. Clearly, getting the law changed is a long-shot.?

Dave Ingham says he doesn?t know how to solve the current situation. But he believes something should be done before others face the same financial ruin he does.?

?It?s something that?s really out of control,? Ingham says. ?There are thousands and thousands of us out there who need help with this situation. Please do not give up on us.??

Read:? NACBA report and member survey on student loan debt??

Find helpful information at: StudentLoanBorrowAssistance.org?

Are you struggling with student debt? Share your thoughts on Facebook.

?

Source: http://bottomline.msnbc.msn.com/_news/2012/02/22/10469504-mounting-student-loans-a-debt-bomb-waiting-to-explode

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Hack Makes Nook Touch E-Ink Display Almost As Responsive As LCD

nookAs you probably know, bistable or passive displays like the E-Ink ones in e-readers focus on battery life and readability rather than color and interactivity. The latest devices have been optimized for fast page refreshes and touch operation, but generally you're still waiting a half a second or so for the screen to flip over to the next page, menu, or what have you. But that's not all they're capable of. We've seen hacks before, but this one definitely takes the cake.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/BlBEm3QRAvo/

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Wednesday, February 22, 2012

Judge to Lohan: Keep up good work (omg!)

[unable to retrieve full-text content]omg! -

Source: http://us.rd.yahoo.com/dailynews/rss/entertainment/*http%3A//us.rd.yahoo.com/dailynews/external/omg_rss/rss_omg_en/news_judge_lohan_keep_good182133332/44617587/*http%3A//omg.yahoo.com/news/judge-lohan-keep-good-182133332.html

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3 inmates killed in Mexico prison near deadly riot (AP)

[unable to retrieve full-text content]AP - Officials say three inmates have been killed in a northern Mexico prison a few miles (kilometers) from the penitentiary where 44 gang members were massacred this week.

Source: http://us.rd.yahoo.com/dailynews/rss/latam/*http%3A//news.yahoo.com/s/ap/20120221/ap_on_re_la_am_ca/lt_mexico_prison_killings

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Google carrying real-time data from EU exchanges (AP)

[unable to retrieve full-text content]AP - Google is to carry real-time pricing from leading European stock exchanges, the company said Tuesday, marking an expansion of the online search giant's financial offerings.

Source: http://us.rd.yahoo.com/dailynews/rss/search/*http%3A//news.yahoo.com/s/ap/20120221/ap_on_hi_te/eu_google_stock_exchanges

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Tuesday, February 21, 2012

Articles on Role of Parallel Processing for Computer Graphics ...

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Small Business Equipment Loans | StartupLoans.org

To keep a small business running efficiently it is important to make sure all equipment is up to par, running properly and not out dated. As years go on equipment does age, some times it becomes beyond repair or obsolete, in need of replacement. Not all small business owners have the working capital to purchase new equipment out right. When it comes to lack of capital they need small business equipment loans to get the money they need for these much needed purchases. Finding a lender willing to do a loan for equipment purchases can be easier than you think. Most equipment vendors have lending institutions that work directly with them to get the money these small businesses need. Some small business owners don?t stop there, they look into other lending institutions to ensure they are getting the best rate possible.

  • Farm equipment
  • Construction equipment
  • Heavy machinery
  • Restaurant equipment
  • Furniture

What is a Small Business Equipment Loan?

A small business equipment loan is a loan provided by a bank or another lending institution to a small business to make equipment purchases. The loan is typically the total amount of the equipment purchase, how ever some lenders do require a down payment. Equipment loans normally have low-fixed rates just as car loans. A lien is held on the equipment purchased until the borrowing business has paid in full. Failure to meet the repayment agreement and the lender will seize the equipment and sell it at action to cover the cost of the loan.

How to Get a Small Business Equipment Loan

  1. Find a lender that offers this type of financing.
  2. Make sure your small business and equipment needs fit under the lenders requirements.
  3. Submit an application along with your equipment purchase list.
  4. Negotiate the terms and conditions of the loan to ensure your business is getting the best rate possible.
  5. Sign the contract and set up a repayment schedule.

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Source: http://www.startuploans.org/small-business/small-business-equipment-loans/

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Monday, February 20, 2012

Repugnent Real Estate. - Museum of Earth History

I guess its stating the obvious but the Real Estate industry is not best known for its high moral stance As we all know real estate agents use real estate websites and that they, generally speaking, end up paying very large amounts to be on those sites

Its not generally considered that agents not only totally rely on these sites but also actively lobby them to keep the publics own listings out. Its interesting to know that agents and the portals that they use have a vested interest in Unfortunately for the public the property portals and the agents they market listings for are far too close..

What this means quite simply is that fsbos just cannot compete and this is grossly inappropriate

Right now a property website in Australia has arranged to go expand on this inequality between fsbo or agent assisted sales and regulation property sales.

Not content to prohibit private sales the market power website has sought to hinder a small company which helps fsbos via an agent assisted sale. With no possibility to punish the grossly unfair impost the PropertyNow Australian portal has sought the intervention of the industry watchdog named the ACCC.

The lettering means Australian Consumer and Competition Commission. It is hoped and appears very likely that the market power will be found to have breached the laws that were designed to engender fair competition.

The rules are both powerful and enforceable. There are very serious financial impositions and other remedies that may take place if a company breaks the very onerous Anti-Competitive Laws.

It seems bizarre that an already powerful real estate website and one which is a recognisable would jeopardise its own business operations with the prospect of obtaining little of value even if it wins and one which in any case, has so little benefit.

It only needs a proof that the well known property site is in fact a Market Power, in order for the allegations to stick a factual breach of law.

If so then the market value of the company could fall dramatically.

If there is anything like that sort of happeningthe appetite for the fight might pass very quickly. The ruthless attempt to harm the littler site may prove highly both litigious and a PR nightmare for the bigger player.

The policies created by those who operate those real estate agent only property listing portals in an effort to keep sale by owner listings as banned listings are inevitably destined to come undone.

The efforts of real estate agent websites to keep the little guys out of the game is one thing, but when it begins to directly affect the public interest, then its an entirely different argument.

The ability of the agent only websites, to exclude private sellers will eventually fail At some point the portals and agents will need to accept the publics wishes.

The anti-competition laws should give the change a shot in the arm.

The cartel of real estate agency and property portals in order to keep the inequity is a international issue in in online property sales but bit by bit agents are beginning starting to lose their exclusive advantage and so private sellers are finding better and better results.

You can educate yourself even more about these competition issues, at PropertyNow. Be certain to also review their Home Loan products, before the completion takes a pot shot at that offering as well.

This real estate post was written and compiled by.

Bill Tarsem.

contracted resaercher.

Gospel Property Marketing. Your Marketing Evangelist.

Source: http://www.museumofearthhistory.com/repugnent-real-estate

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Searching for qualified Hermosa Beach Certified Home Inspector?


by Bhrat Brij
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More Details about http://www.equityinspection.com/ here.

Inspecting the home is almost like having your own check up. Having an enthusiastic eye for property specifications and a careful record keeping process is an essential part of any property. It is remarkable how these reports are revisited afterwards for re-evaluation. During of Hermosa Beach property inspection, first go across the usual status of the property and check whether something is wrecked, damaged, or ruined with help of Hermosa Beach Home Inspector Service. By emphasizing minute maintenance problems early on, prior to they can develop into bigger ones, one is able to deal with them instantaneously without spending much money.

Take for example; a petite roof matter can easily turn into a major one following a rainstorm, causing leakage into the home that can smash up the flooring, the walls, and even the furniture. Hermosa Beach Certified Home Inspector is required to be licensed, but dissimilar with a college student, they are not rated. This usually implies that a Hermosa Beach Certified Home Inspector is keen in completing the work quickly - they often obtain same money no matter the time used up. To compensate this tendency, one need to demonstrate his inquisitiveness in the Hermosa Beach real estate inspection numerous inquiries can be asked concerning their Hermosa Beach Home Inspector Service in advance. Show that you are an informed consumer and that you expect a exhaustive Hermosa Beach real estate inspection. One must make an effort to be there during the home inspection. Good Hermosa Beach Certified Home Inspector doesn't hassle if somebody is present during Hermosa Beach real estate inspection. Also, request to see the checklists used to inspect a home. Request to show a trial Hermosa Beach property inspection. Once receiving the home inspection, feel free to call the inspector and enquire him to clarify things you don't know.

If there are some areas of worry, be sure to identify with not only what is wrong, but the ways to repair the issue. If there is an unusual problem area, for example electricity issue, ask if an electrician to come and look at the concern and provide likely expenditure. This data can be employed as a haggle tool for money concessions. Minute repairing issues with the guttering, wires, piping which are prone to be ignored, can transform into grave problems and are actually commonly occurring and pricey to deal with. Timely Hermosa Beach property inspection, at standard intervals of at least four months, can easily thwart them. A really nice home inspection from Hermosa Beach Home Inspector Service could save big.

Know importance of experienced Hermosa Beach Certified Home Inspector for home inspection from http://www.equityinspection.com/.

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Sunday, February 19, 2012

Whitney Houston's hometown remembers her fondly (Reuters)

[unable to retrieve full-text content]Reuters - The New Hope Baptist Church, where pop star Whitney Houston first sang and family and friends will gather on Saturday to pay her a final tribute, sits in a hardscrabble corner of Newark, New Jersey. Its well-maintained red-brick facade seems at odds with the dusty parking lot and derelict housing projects around it.

Source: http://us.rd.yahoo.com/dailynews/rss/celebrity/*http%3A//news.yahoo.com/s/nm/20120218/people_nm/us_whitneyhouston_hometown

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Visiting with America's Young Farmers & Ranchers ? Monsanto Blog ...

News and Views

Visiting with America?s Young Farmers & Ranchers

The baby boomer generation combined with smaller families and the lower birth rate has a lot of people aware of the ?graying of America.? I saw a stat whizz past me yesterday on Twitter that pointed out that a majority of America?s farmers and ranchers are among the AARP target audience. And that we need to find more young farmers. Well, that?s the opportunity ahead of me this weekend as I get to attend part of the American Farm Bureau Federation?s Young Farmers & Ranchers Leadership Conference!

Young Farmer Ben LaCross

This will be my first time at the conference so I?m not sure what all to expect. I do know that several farmers I?ve met through Twitter & Facebook will be there. In fact, while I was blogging the Farm Bureau?s annual meeting, YF&R chairman and Michigan fruit farmer Ben LaCross took a minute to tell me a little bit about the group he represents.

There are lots of farmers in this group who are active on social media who I?m looking forward to seeing and some to meet for the first time!

  • In January, I finally met Dana and Wilson Judice who grow sugarcase in South Louisana. Their blog Hey Hungry People?talks about the crops they produce like sugar cane and soybeans as well as some of the things their family enjoys doing. They are both on Twitter too at @HeyHungryPeople and @DanaJudice.
  • I?m sure I?ll see Jeff VanderWerff, after all he?s a Michigan native! Jeff?s a fruit and grain farmer who?s produced several videos for his?YouTube Channel and now and then posts something to his blog Through the?Windshield.?His Twitter handle is @agsalesman.
  • Friends Zach @zjhunn?and Anna Hunnicutt @hunnidue will be there from Nebraska. They grow corn, soybeans and popcorn. Anna blogs on things as varied as teaching toddlers or living the farm life.
  • Tennessee cattleman Brian McLerran @DiamondMFarms and his wife Samantha who?s an MD @McLerranMD will be representing my homestate. Sam?s blog pulls together her life in medicine, at home and on the farm with MommyDocFarmer.
  • Finally, I hope to make it out to see the family dairy farm of Annie & Jerry Link while I?m in the area. She blogs at Dairy Discovery at SwissLane Farms and the Twitter handle @DairyDiscovery goes with it!

I?m missing a bunch of folks?. no doubt I?ll be tweeting about who I?m catching up with though so feel free to follow the conference at #YFR12 or follow?my twitter stream at @JPlovesCOTTON.

Source: http://monsantoblog.com/2012/02/17/visiting-with-americas-young-farmers-ranchers/?utm_source=rss&utm_medium=rss&utm_campaign=visiting-with-americas-young-farmers-ranchers

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Saturday, February 18, 2012

Debt Help ? Assisting you Together with your Credit card debt Issues?

There is certainly very little wrong in having obligations. In conditions in the event the must take a loan develops, the most useful course of action is getting that loan. Provided you know it is possible to pay the mortgage, there?d not be|?t be any issue in any respect. Even so, whenever you do make that loan and find out that you don?t have any ways of spending this, genuine problems also comes in.

A primary reason the reason why some people are having financial debt difficulties is that these individuals do not know the main difference from a need to have along with a desire. Occasionally, the credit is not actually for one thing very important, but rather for a lot of other reasons which may actually do with no. Thus, when this occurs, conference transaction agendas turns into very difficult.

Since several are having significant financial debt difficulties, financial debt aids are created for sale in purchase for you to focus on these issues. Debt help is really a form of on the web program that provides ways of different financial debt difficulties. The good thing regarding seeking debt help is because they usually supply a way to avoid it for any kind of scenario. Additionally, apart from dealing with necessity, they also provide expert monetary agents in which listen to difficulties entirely discretion. Therefore, using debt help, you?re certain of an load away from your shoulders.

Surely it can be definitely in which debt help helps those with their own financial debt problems. There are several options accessible in which focus on particular financial debt matter. Additionally, you can have a number of options to undertake, depending on the peculiarity of the financial debt difficulty. The amazing issue regarding debt help is that every single situation can be treated with discretion. It doesn?t matter how large your debt can be, using debt help, it?s not one thing to become self-conscious regarding. It is possible to speak about all this you need and turn into certain in which nobody else would know about it.

A few of the companies provided by debt help include debt management, IVA?s, believe in accomplishments, along with bankruptcy. Considering that each one of these financial debt problems can be noticeably completely different from the other person, your options will also be various. In this manner, you?re confirmed using exclusive options that work well properly for particular financial debt difficulties.

For lower levels|?abnormal? amounts of financial debt, debt management is easily the most proper answer since this is a short phrase answer simply. That is the most appropriate if you?re fighting on numerous unsecured obligations. Conversely, for a drastically lowest amount of financial loans, Individual voluntary arrangement is the best answer. That is viewed as the a smaller amount detached substitute for bankruptcy. For financial loans with over a couple of credit card companies, the best option would be believe in accomplishments. Lastly, the past resort-which can be bankruptcy, debt help supplies a full guidebook by means of this method.

Thus, to be able to have reassurance, it can be most commodious permit the pros control your own monetary difficulties.


Source: http://www.theopennotesproject.org/finance/debt-help-assisting-you-together-with-your-credit-card-debt-issues

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Friday, February 17, 2012

Gunmen free 118 from Nigeria prison; 1 guard dead (AP)

LAGOS, Nigeria ? Attackers stormed a federal prison in Nigeria with heavy gunfire and explosives, killing one guard and freeing 118 inmates in a new assault demonstrating the continued instability in the nation, an official said Thursday.

The attack on the prison happened at Koton-Karifi, a town in Kogi state just south of Nigeria's central capital Abuja. The gunmen attacked just after 7 p.m. Wednesday, fighting through the prison gate and killing one guard in the process, said Nigeria Prisons Service spokesman Kayode Odeyemi.

Those inside the prison escaped in the fighting, with 118 inmates known to be missing Thursday afternoon, Odeyemi said. However, local prison official Hadijha Aminu said guards still hadn't completed a head count and didn't know how many prisoners actually were inside the prison at the time of the attack.

The government said an investigation into the attack had begun.

"One does not really know why" the gunmen attacked, Odeyemi said. "It might be that some of the armed robbers are trying to free the armed robbers there awaiting trial."

The prison held armed robbers and kidnappers, Odeyemi said. He said he did not know if the prison held any members of a radical Islamist sect known as Boko Haram, which has been plaguing the country with violence over the last year.

Boko Haram launched a similar massive prison break in Bauchi state in September 2010 that freed about 700 inmates there. The style of the attack Wednesday, which apparently used explosives and heavy gunfire, matched that previous assault by the sect.

Members of the sect have been blamed for killing at least 286 people this year alone, according to an Associated Press count. The sect's violence comes as part of a campaign which its leader, Abubakar Shekau, says is aimed at avenging Muslim deaths, freeing imprisoned members and pushing for strict Shariah law across multiethnic Nigeria, a nation of more than 160 million people.

No group immediately claimed responsibility for the prison attack, nor did authorities say they had any suspects immediately in mind. If Boko Haram carried out Wednesday night's attack, it would be the farthest strike south the group has made. Nigeria is largely split between a Christian south and a Muslim north. Much of Boko Haram's previous attacks have taken place largely in the north.

Nigeria's prisons remain overcrowded and understaffed, with the majority of those imprisoned awaiting trials for years that likely will never come. A 2007 study by Amnesty International called the system "appalling," with children remaining locked up with their parents and guards routinely bribed by inmates. Despite pledges by the government to reform the system, it remains largely the same today.

___

Jon Gambrell can be reached at http://www.twitter.com/jongambrellAP.

Source: http://us.rd.yahoo.com/dailynews/rss/world/*http%3A//news.yahoo.com/s/ap/20120216/ap_on_re_af/af_nigeria_violence

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Should flags fly at half-staff for Houston?

Joerg Koch / AFP - Getty Images file

By Courtney Garcia

UPDATE, 5 p.m. ET: New Jersey Gov. Chris Christie stood by his decision to lower flags to half-staff on the day of Whitney Houston's funeral, saying he wasn't honoring her as a role model, but rather as "a daughter of New Jersey."

"What I would say to everybody is there but for the grace of God go I," Christie said.

Christie pointed out that the cause of Houston's death is not yet known, and said he is "disturbed" by the belief that "because of her history of substance abuse that somehow she's forfeited the good things that she did in her life."

He also said that he has ordered?flags in the state be flown at half-staff for all 31 of the New Jersey soldiers who have died during his time in office and every fallen police officer during that time. Some of the criticism surrounding Christie's decision centered on the idea that Houston's honor was more than that received by those who died for their country.

ORIGINAL STORY: Controversy continues to swirl around the death of Whitney Houston, and now New Jersey Gov. Chris Christie has stepped into the fray. The Republican governor has ordered U.S. and state?flags flown at?half-staff at all state government buildings on Saturday, the day of her funeral.

Christie defends his decision by deeming the singer a "cultural icon"?of the state, along the?lines of Jersey musicians Frank Sinatra, Count Basie and?Bruce Springsteen.

He goes on to say, "Whitney Houston was an important part of the cultural fabric of this state ? Her accomplishments in her life were a source of great pride for many people in this state and for this state as a whole. On that basis, I think she's entitled to have that recognition made for her."

Governors of American states are authorized by federal law to make this order at their discretion to honor state officials or residents who have died. Nothing requires that the person honored must be a politician or service member; in fact, Christie approved a similar order when Springsteen band member Clarence Clemons died last June.

But?some are arguing that due to Houston's?public struggles with drugs, such an honor is not deserved.

?Whitney Houston was truly an icon whose life was cut short by her own demons. I don't think that flags should be flown at half-mast to honor her, when so many of our servicemen have lost their lives fighting for our country and have not gotten the same recognition,? comments Rbegyn on The Huffington Post. ?To honor a woman who by her own choice was addicted to drugs, and to promote that kind of celebrity rather than honor our distinguished servicemen who gave their lives, not by their own choice. Another wise decision by our esteemed governor.?

Tom concurs on New Providence.com, ?I am an American service member and do not agree with this at all! She has done nothing for the country other than entertain, and should not be given an honor reserved for people who made the ultimate sacrifice for our country! I feel this degrades such an honor.?

Even some of those who are those most supportive of the late singer can?t wrap their heads around it.

Sara DiMeglio tweets, ?Wow #NJ hit a new low today. Half mast flags should be for heroes that died.. I love Whitney but come on let's be real here!?

Kevin Winter / Getty Images

Rest assured the governor will be hearing about it. His phone number has already been posted on numerous websites with a call-to-action.?Wrote Ipalumbo on The Huffington Post, ?When I called a nice lady let me vent about the status of flying flags at half staff. Apparently?, she is being inundated with phone messages that feel the same way as I do.?

One person commenting on a story on NJ.com went as far as to say that some state employees will willingly disregard the order. Under the name General Rant, the commenter wrote: "Don't worry, I work at a state building?and trust me, it'll be at the discretion of the management. If you think there'll be full compliance with the order, think again, because there won't."

Some are in favor of the honor, mentioning Houston's national anthem performance at the 1991 Super Bowl?as an example of her patriotism. Derek Price?wrote on msnbc.com's Facebook page, "She represented the United States to the world and inspired millions with her voice and beauty. I see no reason they should not lower the flags since she sang arguably the greatest ever rendition of the Star Spangled Banner."

And someone going by Plato1973 posted on NJ.com that dying in the line of duty is not the only way to serve one's country. "It is important. WH was the best, most beautiful singer of our lifetime. ... Your message is that you have to be killed in order to be appreciated by this country. Whitney gave us far more than we could have ever given her back. Her songs will last forever and that deserves a ton of recognition."

Should New Jersey honor Whitney Houston with flags at half-staff?

?Should Whitney Houston be honored in New Jersey with flags at half-staff? Vote in our poll, and tell us on Facebook.

Related content:

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Source: http://entertainment.msnbc.msn.com/_news/2012/02/15/10415956-should-flags-fly-at-half-staff-for-whitney-houston

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Thursday, February 16, 2012

Browning, Barrett letters: Devotion goes digital (AP)

WELLESLEY, Mass. ? "I love your verses with all my heart, dear Miss Barrett ..."

So begins the first love letter to 19th-century poet Elizabeth Barrett from her future husband, fellow poet Robert Browning.

Their 573 love letters, which capture their courtship, their blossoming love and their forbidden marriage, have long fascinated scholars and poetry fans. Though transcriptions of their correspondence have been published in the past, the handwritten letters could be seen only at Wellesley College, where the collection has been kept since 1930.

But starting Tuesday, Valentine's Day, their famous love letters are available online, where readers can see them just as they were written ? with creased paper, fading ink, quill pen cross-outs, and even the envelopes.

The digitization project is a collaboration between Wellesley and Baylor University in Waco, Texas, which houses the world's largest collection of books, letters and other items related to the Brownings.

Wellesley administrators hope the project will expose students, romantics, poetry fans and others to their love story.

Barrett, one of the best-known poets of the Victorian era, suffered from chronic illness and was in her late 30s when Browning first wrote her in 1845 to tell her he admired her work. In their fifth month of correspondence, they met for the first time, introduced by Barrett's cousin.

After more than a year of almost daily letters between them, the couple wed in secret in September 1846, defying her father's prohibition against her ever marrying. They fled from London to Italy, where doctors had told Barrett her health might improve. Her father disinherited her and never spoke to her again.

"It's the fact that she defied her father, she was in ill health, they fell in love through letters, she left with hardly anything," said Ruth Rogers, Wellesley's curator of special collections.

"If you want a perfect romance, just read the letters," she said.

The website set up for readers to see the correspondence includes both the handwritten letters and transcriptions, as well as a zoom function for readers to try to decipher faded or illegible words. The body of letters will also be searchable by keywords.

Readers can see for themselves how they fall in love, while corresponding about other writers, philosophy and their own work. Barrett first wrote the lines of what would become her most famous poem after she met Browning, "How Do I Love Thee? Let me count the ways."

Consider this, from Barrett's letter to Browning on June 4, 1846: "You are too perfect, too overcomingly good & tender ? dearest you are, & I have no words with which to answer you."

Or this, from Browning to Barrett, Sept. 18, 1846, shortly before their marriage: "God bless and strengthen you, my ever dearest dearest ... Write to me one word more ? depend on me ..."

"She met someone who she could share a seriously important part of her life with," said Sandra Donaldson, an English professor at the University of North Dakota and a scholar of Barrett Browning.

"Seeing these things that they touched ? even though we are seeing it on the screen ? has much the same effect as being able to see and touch the manuscripts," she said.

"When you look at the transcriptions, it's cold, black and white. It's nothing like these letters," she said of the handwritten online manuscripts.

Rogers said one of the most interesting things about the love letters is that Barrett almost left them behind when she and Browning left for Italy.

In her last letter to Browning, dated Sept. 18, 1846, she says she had to take them with her.

"I tried to leave them, & I could not ? That is, they would not be left: it was not my fault ? I will not be scolded," she wrote.

Henry Durant, who founded Wellesley College in 1870, admired the Brownings and considered Barrett Browning to be an example of a strong, educated woman who would be a good role model for the young women of Wellesley. Durant gave his large personal library to the college, including many first editions by both poets.

Because the college was already known for its Browning room and collection, Robert Browning donated Elizabeth's handwritten poem, "Little Mattie" to the college in 1882.

Former Wellesley President Caroline Hazard purchased the collection of Browning letters, and in 1930, donated them to Wellesley, where they have remained.

The library even has the actual mahogany door to the Barrett house in London, where Browning's letters to Elizabeth passed through a brass letter slot. The slot was screwed shut by a Wellesley librarian more than 40 years ago because students slipped through letters of their own to pay homage to the Brownings. Rogers said she is considering re-opening the slot.

The digitized letters are being made available free online through Baylor's digital collections.

Baylor transformed 1,723 raw digital images from Wellesley into more than 4,200 edited page and envelope images, said Darryl Stuhr, manager of digitization projects for Baylor's electronic library. Baylor also digitized more than 800 other letters written by or to the couple by friends, family and other literary greats of the era.

Stuhr said Baylor needed 107 gigabytes for the love letters alone.

"It is giving worldwide access to the collection, where somebody can actually see what the letters look like without having to travel, from the comfort of their own homes," Stuhr said.

___

Online:

http://www.wellesley.edu/browning

Source: http://us.rd.yahoo.com/dailynews/rss/us/*http%3A//news.yahoo.com/s/ap/20120214/ap_on_en_ot/us_poets_love_letters

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Wednesday, February 15, 2012

Apple iPhone market share to slip from Q1: Gartner

Wed Feb 15, 2012 4:47am EST

(Reuters) - Apple, which became the world's largest smartphone vendor in the fourth quarter, will see its iPhone market share slipping for a couple of quarters as the novelty of its latest 4S model runs out, research firm Gartner said on Wednesday.

Apple saw its iPhone sales more than double in the last quarter when it took a 24 percent share of the smartphone market, helped by a 15-month period before the 4S model was launched, which created a lot of pent-up demand.

Gartner said Apple's strong performance will continue into the first quarter of 2012 as availability of the iPhone 4S widens, but without the benefit from delayed purchases sales would decline from the previous quarter.

In contrast to Apple's blow-out quarter, former smartphone market leader Nokia saw its share of that market fall to 12 percent from 30 percent just a year ago.

Gartner also said cellphone market growth would slow this year as the weakening economies hurting the demand.

Gartner said it saw growth in the overall cellphone sales volume slowing to 7 percent from 11 percent growth seen last year, while smartphone market growth would slow to 39 percent from 58 percent.

"In some of the regions economic conditions have slowed down the replacement market. Consumers are more cautious," said analyst Roberta Cozza.

(Reporting By Tarmo Virki; Editing by Hans-Juergen Peters)

Source: http://www.reuters.com/article/2012/02/15/us-cellphones-gartner-idUSTRE81E0GP20120215?feedType=RSS&feedName=internetNews&rpc=22&sp=true

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Sunday, February 12, 2012

Police Auction Topeka - Buying Car on Police Car Auctions

To participate in the current marketplace because you will receive at least 50%. Chances are that you do not even just take advantage in purchasing a government Auctions. If you are running smoothness and maximum environmental companies sell digital Delivery Using E-Junkie!!

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Source: http://thepolicecarauctions.com/police-auction-topeka/

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